If you were injured in a car accident or bitten / from a dog in Virginia, then you must read this article before you all the documents for an insurance policy.

I have to work exclusively for insurance and I know that this information will help "level playing field" by using the knowledge that you need to effectively fight the insurance you are in!

So let's get started ...

In the first conversation you have with an insurance for the professional driver of the vehicle which you or the owner of the dog that you fail, you will very likely be asked to a medical authorization or approval, to allow the insurance to go to your doctors, dentists, hospitals, etc., and get any medical information in their files.

However, the insurance adjuster will set his request as follows: "" We need this document to sign, so that we can keep track of medical care and enough money in reserve to ensure that we can pay your claim. "

(It is true that insurance companies are subject to certain conditions, an adequate "reserve" to cover existing claims, you can be sure of two things: 1) the adjuster has no intention to pay the "Reserves "" voluntary, and 2) he wants signed "Medical Authorization" evidence to find him to help your claim.)

The insurance adjuster will lead you to believe that he is in the collection records related to the injuries sustained in the accident, but he is also so much of your medical history as possible to find the similar spellings or injuries other accidents.

One of the insurance industry favorite tactic in the denial or minimization of injury claims is that they are to other accidents or injuries, do you have in the past as the cause of the current medical treatment.

The opposing insurance professionals in this process are trained investigators who know how to read medical records, and it will search as far and as wide as possible to find any record of treatment was in the past.

They are also to be of any length in their efforts to avoid injuries to your current situation.

For example, I recall a case where the insurance adjuster a nice lady asked if she ever experienced back pain before the accident and the woman replied that they are not.

The insurance refused to adjuster will offer this lady a fair solution, because the adjuster had found evidence of prior complaints of back pain in the ladies' medical data in connection with their past pregnancy!

Remember that this is the adjusters medical authorizations or releases to verify every bit of medical history, including gynecological and psychological records.

Nothing is taboo when you are away your rights to your private medical history!

James Parrish is a former attorney, insurance defense now injured persons against the insurance industry. He uses the "Inside Information" he learned in defending insurance companies for the benefit of its customers and has millions of dollars in judgments and settlements for them.

http://theparrishlawfirm.com
http://accidents.theparrishlawfirm.com