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A National Medical Support Notice (NMSN) can tell you if one of your employees has a child the duty by a state child support enforcement agency (CSEA). NMSM This is a standardized form that advises you when your staff has been , health insurance for a child on the health of your business plan.

The NMSN is a form of covenant, that all state child support enforcement agencies have. If an order was issued and medical insurance by the employer, the child must be enrolled by the Plan Administrator.

The standardized NMSN has some advantages for the employer:

* It provides a single document, so that the employer does not have to learn 50 different shapes and ways of doing the same.
* The ERISA NMSN meets all requirements under Section 609 (a) (3) and (4) and is in fact a qualified medical child support.
* It meets state for non-employee contributions for the children's health coverage. It also sets out the priorities for withholding at the restraint not to the children and a NMSN.
* The NMSN states the duration of the restraint and medical support should be the name and address of a contact person at the CSEA.

The NMSA is composed of four documents.

* Part A "," Notice to Withhold for Health Care Coverage "
* Part B, Medical Support Notice to Plan Administrator ""
* Reactions to two communications

The following five steps are a summary of what the employer is responsible under the NMSA, without compensation for his time and effort.

* Step: Specify whether this really applies NMSN for yourself or an employee of you under the four categories listed. If this is the case, the reaction part and send it back to the CESA it came from.
* Step Two: If none of the categories apply, send the answer part B of the form to your plan administrator.
* Step three: The administrator should you, if the application is complete, at which time you say your payroll payroll service provider, or how much to deduct from the employee and on what basis.
* Step four: If the connection between the premium and the amount of the deduction for medical care on the maximum allowable deduction of the employer, the state law to determine the priority of payments. If state priorities, the employer from paying the premium, the employer and send it to the CSEA.
* Step Five: If the enrollment for the child can not be completed until a future date or until some other action takes place you have the plan administrator, if the employee is encouraged to view. You should also consult the CSEA of the time involved.

Charles J. Read, CPA has been in the payroll, accounting and taxes for businesses for 30 years, the last fifteen in private practice. Mr. Read is the author of "How to Start a New Business".

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